Job Description
About Us:
We are a rapidly growing Insurtech startup with a mission to make life insurance accessible to everyone through trusted platforms. Our innovative approach allows customers to purchase life insurance entirely digitally, seamlessly integrating our products into distribution platforms or through agents. As we experience exponential growth and secure strong funding, we are excited to invite passionate and curious individuals to join our journey in transforming the life insurance industry.
Position Overview:
We are seeking a proactive and self-motivated Life Insurance Underwriter to enhance our automated underwriting and product governance functions. In this role, you will support our automated instant-issue life insurance application platform, focusing on three key areas:
1. Field Underwriting Support: Assist our customer support team with underwriting-related inquiries and provide guidance on agent training and informational materials.
2. Post-Issue Audit Support: Collaborate with our carrier clients to review and evaluate the underwriting performance of our engine and third-party data sources.
3. Underwriting Innovation: Drive continuous improvement of our underwriting model, including rule adjustments, assessment of new data sources, and analysis of their real-world interactions and performance. In the future, this may also involve desk underwriting of digital applications referred for additional review.
In this role, you will work closely with Chief Underwriters at various carriers and engage with our agent field force. Internally, collaboration with our front-line helpdesk team, data and analytics, and product department will be key. Strong communication, collaboration, and customer service skills are essential.
Work Arrangement: Remote (Candidates must reside in the United States)
Qualifications:
- 3+ years of experience as a Life Insurance Underwriter
- Preferred experience with automated underwriting engines
- Familiarity with common underwriting data sources, such as Milliman Irex, LexisNexis Risk Score, MVR, LabPiQ, Sherlock, MIB, and others
- Experience in product development and field underwriting support is highly desirable
- A passion for underwriting innovation, with experience in improving or developing underwriting manuals, updating rules, and establishing new standards
- Strong knowledge of the life insurance industry, including a thorough understanding of business processes and products
- A self-starter mindset with a commitment to building exceptional products
- A hands-on attitude, willing to get things done independently and collaboratively across the organization
- Ability to think independently and devise solutions with limited guidance and resources
- Strong qualitative and quantitative analytical skills
- Excellent written and verbal communication abilities
What We Offer:
- Fully remote work environment
- Competitive salary with equity options
- Comprehensive health, dental, and vision benefits for employees and their dependents
- 401(k) matching contributions
- Generous PTO policy
- Stipend for work-from-home equipment
- A supportive and fast-growing startup culture with a fantastic team
- Opportunities for personal and professional growth, including learning from team members and developing skills to advance your career
- The chance to make a meaningful impact in the lives of millions of consumers by providing them with essential protection
Salary:
- Commensurate with experience
We are an equal opportunity employer and welcome applicants from diverse backgrounds to join our team.
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year
Job Tags
Full time, Work from home,